TY - JOUR
T1 - Taking up or turning down
T2 - new estimates of household demand for employer-sponsored health insurance.
AU - Abraham, Jean Marie
AU - Feldman, Roger
PY - 2010/2
Y1 - 2010/2
N2 - This study provides new estimates of demand for employer-sponsored health insurance, using the 1997-2001 linked Household Component-Insurance Component of the Medical Expenditure Panel Survey (MEPS). Our focus is on households' decisions to take up coverage through a worker's employer. We found a significant inverse relationship between the out-of-pocket premium and the probability of taking up coverage, with the price effect considerably larger when we used instrumental variables methods to account for endogenous out-of-pocket premiums. Additionally, workers in families with more children eligible for Medicaid were less likely to take up coverage.
AB - This study provides new estimates of demand for employer-sponsored health insurance, using the 1997-2001 linked Household Component-Insurance Component of the Medical Expenditure Panel Survey (MEPS). Our focus is on households' decisions to take up coverage through a worker's employer. We found a significant inverse relationship between the out-of-pocket premium and the probability of taking up coverage, with the price effect considerably larger when we used instrumental variables methods to account for endogenous out-of-pocket premiums. Additionally, workers in families with more children eligible for Medicaid were less likely to take up coverage.
UR - http://www.scopus.com/inward/record.url?scp=77951639781&partnerID=8YFLogxK
UR - http://www.scopus.com/inward/citedby.url?scp=77951639781&partnerID=8YFLogxK
U2 - 10.5034/inquiryjrnl_47.01.17
DO - 10.5034/inquiryjrnl_47.01.17
M3 - Article
C2 - 20464952
SN - 0046-9580
VL - 47
SP - 17
EP - 32
JO - Inquiry : a journal of medical care organization, provision and financing
JF - Inquiry : a journal of medical care organization, provision and financing
IS - 1
ER -
