Abstract
Although employer-sponsored insurance is the primary source of health insurance for non-elderly individuals, premium growth and federal health insurance reform, including tax credits to purchase individual insurance, might decrease employers' propensity to offer coverage. Using estimates from a model of employer-sponsored insurance take-up, we simulate the proportion of workers who hold coverage who would be willing to purchase individual coverage if their employers dropped this benefi t. Additionally, we consider how take-up rates would increase given the availability of income-based subsidies for workers who lose insurance.
Original language | English (US) |
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Pages (from-to) | 191-214 |
Number of pages | 24 |
Journal | National Tax Journal |
Volume | 63 |
Issue number | 2 |
DOIs | |
State | Published - Jun 2010 |
Keywords
- Employer-sponsored health insurance
- Premium tax credits